Why Buying Real Estate Is Still the Best Long-Term Investment

Written by Jupiter Beach Mortgage Syndicated User on June 4, 2025. Posted in Economy, For Buyers, Jupiter Beach Florida Mortgage Rates, Jupiter Beach Mortgage.

Lately, it feels like every headline about the housing market comes with a side of doubt. Are prices going up or down? Are we headed for a crash? Will rates ever come down? And all the media noise may leave you wondering: does it really make sense to buy a home right now?But here’s one thing that doesn’t get enough airtime. Real estate has always been about the long game. And when you look at the big picture, not just the latest clickbait headlines, it’s easy to see why so many people say it’s still the best investment you can make – even now.According to the just-released annual report...

Newly Built Homes May Be Less Expensive Than You Think

Written by Jupiter Beach Mortgage Syndicated User on June 3, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Home Prices, Jupiter Beach Florida Mortgage Rates, Jupiter Beach Mortgage, New Construction.

Do you think a brand-new home means a bigger price tag? Think again.Right now, something unique is happening in the housing market. According to the Census and the National Association of Realtors (NAR), the median price of newly built homes is actually lower than the median price for existing homes (ones that have already been lived in):You read that right. That brand new, never-been-lived-in house may cost less than the one built 20 years ago in a neighborhood just down the street. So, if you wrote off a new build because you assumed they’d be financially out of reach, here’s what you...

Is It Better To Rent or Buy a Home?

Written by Jupiter Beach Mortgage Syndicated User on May 30, 2025. Posted in First-Time Buyers, For Buyers, Jupiter Beach Florida Mortgage Rates, Jupiter Beach Mortgage, Rent vs. Buy.

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now?With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone right away. You should only buy a home when you’re ready and able to do it, and if the timing is right for you.But here’s the thing you need to know about renting.While it may feel like a safer bet today – and in some areas might even be less expensive month-to-month than owning – it...

Many Veterans Don’t Know about This VA Home Loan Benefit

Written by Jupiter Beach Mortgage Syndicated User on May 28, 2025. Posted in First-Time Buyers, For Buyers, Jupiter Beach Florida Mortgage Rates, Jupiter Beach Mortgage.

For 80 years, Veterans Affairs (VA) home loans have helped countless Veterans buy a home. But even though a lot of Veterans have access to this powerful program, the majority don’t know about one of its core benefits.According to a report from Veterans United only 3 in 10 Veterans are aware they may be able to buy a home with no down payment with a VA loan (see visual below):That means 7 out of every 10 Veterans could be missing out on a key homebuying advantage.That’s why it’s so important for Veterans, and anyone who cares about a Veteran, to be aware of this program. As Veterans...

Common Real Estate Terms Explained

Written by Jupiter Beach Mortgage Syndicated User on May 27, 2025. Posted in Agent Value, Buying Tips, First-Time Buyers, For Buyers, Jupiter Beach Florida Mortgage Rates, Jupiter Beach Mortgage.

If you’re a first-time homebuyer, chances are you’ll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through one of the biggest purchases of your life. The good news is you don’t need to be an expert on real estate jargon. That’s your agent’s job. But getting to know these basic terms will help you feel a lot more confident throughout the process.Terms Every Homebuyer Should KnowOnce you’re familiar with this terminology, you’ll have a better understanding of important details – from contracts to negotiations. So, when those...

Thinking about an Adjustable-Rate Mortgage? Read This First.

Written by Jupiter Beach Mortgage Syndicated User on May 23, 2025. Posted in For Buyers, Jupiter Beach Florida Mortgage Rates, Jupiter Beach Mortgage, Mortgage Rates.

If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs).If you remember the crash in 2008, this may bring up some concerns. But don’t worry. Today’s ARMs aren’t the same. Here’s why.Back then, some buyers were given loans they couldn’t afford after the rates adjusted. But now, lenders are more cautious, and they evaluate whether you...

What Buyers Need To Know About Homeowners Association Fees

Written by Jupiter Beach Mortgage Syndicated User on May 21, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Jupiter Beach Florida Mortgage Rates, Jupiter Beach Mortgage.

When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you decide to live.A homeowners association is basically an organization that oversees a housing community (including shared spaces) and sets and enforces rules for things like upkeep. Some buyers love the perks that come with an HOA, others may see the fees as an extra expense. The key is knowing...

Housing Market Forecasts for the Second Half of 2025

Written by Jupiter Beach Mortgage Syndicated User on May 17, 2025. Posted in Buying Tips, For Buyers, Forecasts, Infographics, Jupiter Beach Florida Mortgage Rates, Jupiter Beach Mortgage, Mortgage Rates.

Some HighlightsAre you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you.Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate.Want to know what this could mean for your plans? Connect with a local agent and talk through it together.

Don’t Let Student Loans Hold You Back from Homeownership

Written by Jupiter Beach Mortgage Syndicated User on May 15, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Jupiter Beach Florida Mortgage Rates, Jupiter Beach Mortgage.

Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you’re wondering:Do you have to wait until you’ve paid off those loans before you can buy your first home?Or is it possible you could still qualify for a home loan even with that debt?Having questions like these is normal, especially when you’re thinking about making such a big purchase. But you should know, you may be putting your homeownership goals on the backburner unnecessarily.Can You Qualify for a Home Loan if You Have...

Why Buyers Are More Likely To Get Concessions Right Now

Written by Jupiter Beach Mortgage Syndicated User on May 14, 2025. Posted in Buying Tips, For Buyers, Jupiter Beach Florida Mortgage Rates, Jupiter Beach Mortgage.

Especially in areas where inventory is rising, both homebuilders and sellers are sweetening the deal for buyers with things like paid closing costs, mortgage rate buy-downs, and more. In the industry, it’s called a concession or an incentive.What Are Concessions and Incentives?When a seller or builder gives you something extra to help with your purchase, that’s called either a concession or an incentive. A concession is something a seller gives up or agrees to in order to reach a compromise and close a deal. An incentive, on the other hand, is a benefit a builder or seller advertises and...

Category: For Buyers